Monthly Budget Planner Spreadsheet

Plan your whole year and see every month at a glance. Set a monthly plan for each category, log purchases in one place, and 12 monthly dashboards plus a Year at a Glance overview fill themselves in: charts, progress bars that turn amber and red when a category goes over, and your savings rate. Setup takes about 15 minutes, and there are no formulas to write.

Ideal for

• First-time budgeters who want a simple starting point
• Couples planning shared household expenses
• Anyone building a regular savings habit
• People who prefer a spreadsheet to a budgeting app

Features

• 12 monthly dashboards plus a Year at a Glance overview
• Charts, progress bars and color alerts that update automatically
• One transaction log feeds every month and the whole year
• Needs, wants, savings and debt grouped for you
• Adjust any month's plan for one-off costs
• Fully editable categories, step-by-step instructions included

What's included

• Spreadsheet file for Microsoft Excel
• Google Sheets template link (in the PDF guide)
• PDF quick-start guide

Compatibility

• Microsoft Excel 2016 or newer, including Microsoft 365
• Google Sheets (free Google account required)

How it works

1. Download your files right after checkout; the download link is also in your receipt email.
2. Open the PDF guide and click the link to copy the template into your Google Drive, or open the .xlsx file in Excel.
3. Follow the quick-start steps; setup takes about 10 minutes.

Please note

• This is a digital download; no physical item will be shipped.
• For personal use only. Please don't resell, share or redistribute the files.
• Terms of use: results depend on the information you enter, so please double-check any figures that matter to you. To the extent permitted by law, our liability is limited to the price you paid. This does not affect your statutory rights as a consumer.
• This template is an organizational tool, not financial, tax or legal advice.
• Designed by LedgerLinenDesigns with the help of AI tools. Every formula is tested before listing.